It's a little strange to receive this news in a year when Facebook had big proissues related to the confidentiality of user data. However, it seems that they have quickly overcome this hop, and the Facebook company is now requesting partnerships with some of the most important banks in the United States of America.
Yesterday, Facebook asked JP Morgan Chase, Wells Fargo, Citi and Bancorp to provide them in the future. detailed financial information about their clients. These would include access view transactions with the card and balance sheet of bank accounts. All this will be used for new functions of Facebook Messenger, through which the user can access his account directly from the chat. Features will also be added proanti-fraud protection of bank accounts. The user would have quick access from Facebook to block their bank account or would receive alerts as soon as they would suspicions of account fraud.
Although at first glance it would seem to be a good feature for users, there are rumors that Facebook would use this data for commercial purposes. The feature could provide information to Facebook about the purchases made by users and so it will be very easy for Facebook to serve personalized ads and to promove proshowers in the Facebook Marketplace.
It is certain that this feature is already being implemented in countries like Singapore, where Facebook works in partnerships with banks there and provides users with functions through the Messenger platform.
It remains to be seen whether Facebook will be able to implement this function in the countries of the European Union in the future. It's a little proBabil.